SHRIRAM GENERAL INSURANCE CO LTD v. MOHD ASLAM & ORS

Delhi High Court · 28 Apr 2016 · 2016:DHC:3317
R. K. Gauba
MAC APP. No.1153/2013
2016:DHC:3317
civil appeal_dismissed Significant

AI Summary

The Delhi High Court dismissed the insurer's appeal, holding that failure to raise breach of policy conditions before the tribunal results in waiver of that defence and liability to indemnify remains.

Full Text
Translation output
MAC APP. No.1153/2013 HIGH COURT OF DELHI
Date of Decision: 28th April, 2016
MAC.APP. 1153/2013
SHRIRAM GENERAL INSURANCE CO LTD..... Appellant
Through Mr. P Acharya, Adv.
VERSUS
MOHD ASLAM & ORS..... Respondent
Through Mr. Ashish Dahiya, Adv. for R-4
CORAM:
HON'BLE MR. JUSTICE R.K.GAUBA
JUDGMENT
R.K.GAUBA, J (ORAL):

1. The insurance company having been fastened with the liability to indemnify the owner of the offending vehicle (the fourth respondent) by the judgment dated 13.05.2013 passed by the motor accident claims tribunal (tribunal) in accident claim case (MACT case No.373/11) instituted by the claimants (first and second respondents) on 28.11.2011 awarding compensation in the sum of Rs.[3] lakhs on account of death of their child in motor vehicular accident on 30.07.2011 contends that there is breach of terms and conditions of the policy as there was no fitness certificate held in respect of the offending vehicle. This issue, it is conceded at the hearing, was not even taken as a defence before the tribunal. Instead, the tribunal 2016:DHC:3317 MAC APP. No.1153/2013 noted in para 18 of the impugned judgment that insurance company did not offer any statutory defence.

2. In above view of the matter, the appeal is dismissed. [see judgment dated 04.04.2016 in MAC.APP.No.18/2015 United India Insurance Co Ltd v. Ramesh Kumar Raman & Ors.]

3. Statutory amount, if deposited, shall be refunded.

R.K. GAUBA (JUDGE) APRIL 28, 2016 VLD