Shriram General Insurance Company Ltd v. Anish Ahmad

Delhi High Court · 02 Aug 2017 · 2017:DHC:4172
R. K. Gauba
MACA 304/2013
2017:DHC:4172
motor_accident_claims appeal_dismissed Significant

AI Summary

The Delhi High Court upheld insurer liability for compensation despite the driver's fake license, emphasizing the owner's due diligence and aligning with Supreme Court precedents.

Full Text
Translation output
MACA 304/2013
HIGH COURT OF DELHI
Date of Decision: 2nd August, 2017
MAC.APP. 304/2013
SHRIRAM GENERAL INSURANCE COMPANY LTD..... Appellant
Through: Mr. Sameer Nandwani, Advocate
VERSUS
ANISH AHMAD AND ORS. ..... Respondents
Through: Mr. Amrit Singh, Advocate with Mr. Shekhar Budakoti, Adv. & Mr. Satya Brata Panda, Advocate of R-3.
CORAM:
HON'BLE MR. JUSTICE R.K.GAUBA
JUDGMENT
(ORAL)

1. While deciding the accident claim case (78/DAR/11) of the first respondent (the claimant), by judgment dated 29.08.2012, and awarding compensation in his favour on the basis of finding returned that he had suffered injuries in a motor vehicular accident that occurred on 25.08.2011 due to negligent driving of tempo bearing registration No.DL-1LM-7990 by second respondent (the driver), the liability was fastened on the appellant insurance company, it having admittedly issued the insurance policy covering the third party risk at the instance of the third respondent (the owner of the vehicle), its plea 2017:DHC:4172 MACA 304/2013 of breach of terms and conditions of the insurance policy on the basis of evidence showing the licence held by the driver to be fake having been rejected. The tribunal, pertinently, accepted the plea of the third respondent that he had seen the driving licence and had also exercised due diligence by putting the driver to test his skills.

2. The only contention pressed in the appeal by the insurer is that the recovery rights should have been granted against the owner.

3. The tribunal, in the opinion of this Court, has correctly applied the law, its view being in accord with the rulings of the Supreme Court in National Insurance Company vs. Swaran Singh (2004) 3 SCC 297 and United India Insurance Company Ltd. vs. Lehru & Ors. (2003) 3 SCC 338.

4. The appeal is, therefore, devoid of substance.

5. Dismissed.

6. The statutory amount shall be refunded to the appellant. R.K.GAUBA, J. AUGUST 02, 2017 vk