National Insurance Co Ltd v. Kusum & Ors.

1. Jitender Singh, 44 years old, employed with Delhi Police, suffered injuries in a motor vehicular accident that occurred on 27.09.2013 due to negligent driving of car bearing registration No.DL- 3CAZ-0837, admittedly insured against third party risk with the appellant insurance company (insurer) and died in the consequence. The first to fifth respondents (collectively the claimants), being his wife and other members of the family dependant on him, instituted accident claim case (MAC Petition No.10/2014) on 09.01.2014 seeking compensation. The tribunal held inquiry and, by judgment dated 03.01.2015, accepted the case for compensation on the principle of fault liability, holding the appellant liable to pay the compensation which was determined in the sum of Rs.64,12,472/-. It, however, 2017:DHC:5337 appears that the award was modified on application under Section 152 of the Code of Civil Procedure, 1908 (CPC) being moved pointing out arithmetical error, by subsequent order dated 15.01.2015, it being reduced to Rs.52,33,112/-, the said amount having been calculated thus:-

┌───────────────────────────────────────────────────────────────────────────┐
│ Sl.No.                      Head                   Amount in (Rs.)        │
├───────────────────────────────────────────────────────────────────────────┤
│      1.    Loss of dependency                              49,98,112/-    │
│      2.    Loss of love and affection                       1,00,000/-    │
│      3.    Funeral expenses                                    25,000/-   │
│      4.    Loss of consortium                               1,00,000/-    │
│      5.    Loss of estate                                      10,000/-   │
│                                           Total            52,33,112/-    │
│ 2.        The insurer on which liability to pay compensation has been     │
└───────────────────────────────────────────────────────────────────────────┘

6. The claimants have also filed cross objections (CM APPL.24117/2016), the only point pressed in such context being that the non-pecuniary heads of damages awarded by the tribunal are inadequate. Having regard to the ruling of this court in MAC.APP.No.160/2015 Shriram General Insurance Co Ltd v. Usha decided by this court on 05.05.2016, the said part does need modification. Instead of amounts granted by the tribunal, Rs.1,50,000/- each towards loss of love & affection and towards loss of consortium and Rs.50,000/- each towards loss of estate and funeral expense are added. This would mean the award stands increased by Rs.1,65,000/- (Rupees One Lakh Sixty Five Thousand Only). Ordered accordingly.

7. The enhanced portion of the award shall also carry interest as levied by the tribunal. It (the enhanced portion) with corresponding interest shall fall to the share of the first respondent (widow).

8. The amount of compensation granted by the tribunal with uptodate interest was deposited by the insurer in terms of order dated 23.03.2015 and it was released with some directions for protecting the corpus in terms of order dated 13.07.2015.

9. The insurer shall satisfy the enhanced portion by requisite deposit with the tribunal within thirty days, making it available to be released to the claimants.

10. The statutory amount shall be refunded to the appellant insurance company.

11. The appeal along with accompanying applications stand disposed of in above terms. R.K.GAUBA, J. SEPTEMBER 11, 2017 vk