Shriram General Insurance Company Ltd. v. Heera Devi & Ors.

Delhi High Court · 09 Nov 2017 · 2017:DHC:6817
R. K. Gauba
MAC Appeal No. 8/2012
2017:DHC:6817
civil appeal_dismissed

AI Summary

The Delhi High Court dismissed the insurer's appeal and upheld the Tribunal's order holding the insurance company liable to pay compensation despite the loss of the original insurance cover note, while protecting the insurer's recovery rights.

Full Text
Translation output
MAC Appeal No. 8/2012 HIGH COURT OF DELHI
Date of Decision: 9th November, 2017
MAC.APP. 8/2012
SHRIRAM GENERAL INSURANCE COMPANY LTD. ..... Appellants
Through: Mr. Sameer Nandwani, Adv.
VERSUS
HEERA DEVI & ORS. ..... Respondents
Through: None.
CORAM:
HON'BLE MR. JUSTICE R.K.GAUBA
JUDGMENT
(ORAL)

1. The appellant has been burdened with the liability to pay the compensation determined by judgment dated 14.11.2011 in the accident claim case (suit no. 280/2010) of the first and second respondents, against the backdrop of submissions made by the parties that the original cover note on the basis of which it was pleaded that the offending vehicle described as one bearing registration no. DL 1L J 8180, was covered by a third party insurance policy had been lost, it becoming subject matter of the police report. The appellant questions the decision of the Tribunal on the basis that such liability could not have been placed at its door. 2017:DHC:6817 MAC Appeal No. 8/2012

2. It is noted that the tribunal has granted recovery rights to the appellants. It is also noted that in terms of the order dated 04.01.2012, the insurance company had deposited the entire awarded amount with the Registrar General and pursuant to such order and by order dated 09.03.2012, 50% of the said awarded amount had been released to the claimants.

3. In these circumstances, the interest of the insurer having already been duly protected by grant of recovery rights, no case is made out for exoneration.

4. The appeal is thus dismissed.

5. The balance amount lying in deposit shall now be released to the claimants. The insurer is at liberty to enforce its recovery rights by taking out appropriate proceedings before the tribunal. R.K.GAUBA, J. NOVEMBER 09, 2017 umang