MANOHARLAL AND ORS v. STATE BANK OF INDIA AND ORS

Delhi High Court · 10 Jan 2018 · 2018:DHC:8792
Vibhu Bakhru
W.P.(C) 264/2018
2018:DHC:8792
administrative petition_dismissed

AI Summary

The Delhi High Court dismissed the petition challenging health insurance premium hikes by SBI's Group Insurance Scheme, directing petitioners to first approach the Insurance Regulatory and Development Authority.

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$-24 HIGH COURT OF DELHI W.P.(C^ 264/2018 MANOHARLAL AND ORS Petitioners
Through Ivir Shiv Charan Garg,MrImran Khan, Mr Gaurav Kumar,Advocates.
VERSUS
STATEBANK OFINDIA AND ORS Respondents
Through MrRajiv Kapur,Advocate for SBI.
CORAM: -
HON'BLE MR.JUSTICE VIBHU BAIOIRU
ORDER '
10.01.2018
JUDGMENT

1. The pethio;n.e.rs are employees who have superannuated from the sei-vices of State BarTi ofIndia. As a welfare measure,the State Bank of India Jias floated a Group Insurance Scheme, with the United Indian hisurance Compan)(responden:no.3).

2. The grievance;'hf the'petitioners in the'present petition is that ine annual premium lor the'health insurance policy has been increased successively each year. It is stated that initially the piemium was in the range oft5925/-(for a cover of^3lakhs)to^47460/-(for acover upto?25 laldis).This wasincreasedfrom Januaiy,2017to^12211/-(tora coverof<3 lakhs)to^1,27;708A(for a cover oftlS laklis).The said premium hasnow been enhanced with effect from 15.01.2018 to ?33,170 for a cover of^3 laldis to^3,41,345 for a cover of?25 lalihs. The petitioner states that this inciease is exi:)rbitaiit and effectively renders the product beyond the reach 2018:DHC:8792 J % of the pensioners. It is also submitted that the said increase is contrary to provisions of Regulations 10 and 23 of the Insurance Regulatory and Development Authority ofIndia(Health Insurance)Regulations,2016.

3. After some arguments,the learned counsel for the petitioner seeks to withdraw the present petition to approach the Insurance Regulatory and Development Authority and further approach this Courtifthe grievances are not redressed.

4. The petition is dismissed as Withdrawn with the aforesaid liberty.

5. Order dasti under the signature ofCourt Master. VIBHUBAKHRU,J JANUARY 10,2018 pkv