Full Text
Translation output
vLohdj.k% {ks=h; Hkkk’kk esa vuqokfnr fu.Zk; ls vk”k; dsoy i{kdkjksa dks mudh viuh Hkk’kk esa le>us ds fy, gS ,oa bldk iz;ksx fdlh vU; m)s”; ds fy, ugha fd;k tk ldsxkA lHkh O;ogkfjd ,oa dk;kZy;hu m)s”;ksa ds fy, fu.kZ; dk vaxzsth laLdj.k gha izekf.kr gksxk rFkk fu’iknu vkSj fdz;kUo;u ds m)s”; ds fy, izHkkoh ekuk tk,xk A fjiksZVscy
Hkkjr ds lok
Hkkjr ds loksZPp U;k;ky; esa sZPp U;k;ky; esa flfoy vihysV T;qfjfLMD”ku flfoy vihy u0 5123
5123&2019+++
&2019+++
&2019+++
&2019+++
¼ ,l
¼ ,l
¼ ,l
¼ ,l---- ,y
,y
,y
,y---- ih ¼ ih ¼ ih ¼ ih ¼flfoy flfoy flfoy flfoy½
½ u0 23153
23153& 201
& 201
& 201
& 2018 ls mRiUu
8 ls mRiUu
8 ls mRiUu
8 ls mRiUu½
½
½
½ ijfeUnj flag vihydrkZ cuke
U;w bfUM;k ,”kqjsUl dks0 fy0 ,oa vU; izfrokfn fu.kZ; bUnq eYgks=k] U;k;k
U;k;keqfrZ eqfrZ eqfrZ eqfrZ---- vuqefr iznku dh xbZ
1- FAO No. 10473/2014 esa iatkc ,oa gj;k.kk mPp U;k;ky;] paMhx<+ }kjk ikfjr fd, x, fu.kZ; ,oa vkns”k fnukad 20-09-2017 dks pqukSrh nsus ds fy, vihy drkZ us ekStwnk flfoy vihy nk;j dh gS A
2- ekStwnk flfoy vihy dh i`’BHkqfe ds rF; ¼laf{kIr esa½ bl izdkj gS %
2-1 29-03-2009 dks vihydrkZ ¼MªkbZoj½ gqaMbZ ,ykaVªk dkj pyk jgk Fkk( ftl esa iatkc ds dSfcusV ea=h dSIVu daoythr flag ¼ yqf/k;kuk ls ½ lQj dj jgs Fks A
Hkkjr ds lok
Hkkjr ds loksZPp U;k;ky; esa sZPp U;k;ky; esa flfoy vihysV T;qfjfLMD”ku flfoy vihy u0 5123
5123&2019+++
&2019+++
&2019+++
&2019+++
¼ ,l
¼ ,l
¼ ,l
¼ ,l---- ,y
,y
,y
,y---- ih ¼ ih ¼ ih ¼ ih ¼flfoy flfoy flfoy flfoy½
½ u0 23153
23153& 201
& 201
& 201
& 2018 ls mRiUu
8 ls mRiUu
8 ls mRiUu
8 ls mRiUu½
½
½
½ ijfeUnj flag vihydrkZ cuke
U;w bfUM;k ,”kqjsUl dks0 fy0 ,oa vU; izfrokfn fu.kZ; bUnq eYgks=k] U;k;k
U;k;keqfrZ eqfrZ eqfrZ eqfrZ---- vuqefr iznku dh xbZ
1- FAO No. 10473/2014 esa iatkc ,oa gj;k.kk mPp U;k;ky;] paMhx<+ }kjk ikfjr fd, x, fu.kZ; ,oa vkns”k fnukad 20-09-2017 dks pqukSrh nsus ds fy, vihy drkZ us ekStwnk flfoy vihy nk;j dh gS A
2- ekStwnk flfoy vihy dh i`’BHkqfe ds rF; ¼laf{kIr esa½ bl izdkj gS %
2-1 29-03-2009 dks vihydrkZ ¼MªkbZoj½ gqaMbZ ,ykaVªk dkj pyk jgk Fkk( ftl esa iatkc ds dSfcusV ea=h dSIVu daoythr flag ¼ yqf/k;kuk ls ½ lQj dj jgs Fks A
2-2 yxHkx 5%15 cts] tc dkj xkWao jokuiwj ds djhc igqWaph] rks ,d Vªd ¼iathdj.k la[;k
HR 55 B 9491½ ftls rst xfr ,oa ykijokgh ls pyk;k tk jgk Fkk] foifjr fn”kk ls cgqr rst xfr ls vk;k vkSj dkj esa tk ?kqlk A ;s nq?kZVuk ,d vU; Vªd ¼iathdj.k la[;k HR 58 A 9791½ ds pkyd dh va”knk;h ykijokgh ds dkj.k ?kfVr gqbZ] tks lM+d ij xyr <ax ls [kM+h FkhA
2-3 ?kVuk ds ifj.kkeLo:i] dSIVu daoythr flag ,oa vihydrkZ pkyd dks xaHkhj pksVsa yxhA dSIVu daoythr flag us mlh fnu vLirky esa bykt ds nkSjku ne rksM+ fn;k A vihydrkZ pkyd cp rks x;k ] exj ges”kk ds fy, viax cu x;k A
2-4 vihykFkhZ dks nnZukd pksVsa yxha ftlesa lj dh pksV (traumatic subarachnoid hemorrhage) Hkh “kkfey gS] vkSj mls blh ds pyrs hemi-craniotomy dh izfdz;k ls xqtjuk iM+k ftlesa [kksiM+h ds lkeus okyh gÏh dks gVk fn;k tkrk gSA mlds nksuksa tcM+ksa dh gfÏ;kWa Hkh VwV xbZa] ftlds pyrs mlds psgjs dh vkd`fr cny xbZA flj esa xaHkhj pksV yxus ds dkj.k] mldk ck;ka gkFk vkSj iSj Bhd ls dke ugha dj jgk FkkA vihydrkZ dks ikWaap ltZjh ls xqtjuk iM+k ] ftlds fy, mls ckj&ckj vLirky esa HkrhZ gksuk iM+kA QkWyksvi mipkj ds fy, mls] vkmVMksj is”ksaV ds :Ik esa fofHkUu rkfj[kksa ij
PGI tkuk iM+k A
2-5 08-09-2010 dks esfMdy cksMZ us vihykFkhZ dk eqY;kad.k fd;k] tkap esa ;g ik;k x;k fd
;g hemiplegia dk ekeyk gS] ;kuh “kjhj ds vk/ks fgLls dh detksjh ¼ck;ka lkbM½A
MkWDVj us ;g dgk fd vihydrkZ etnwj ds :Ik esa dke djus] ;k d`f’k dk;Z djus ;k
Mªkboj ds :Ik esa dke djus esa l{ke ugha gksxkA mldh fodykaxrk 75% ekuh x;h tks
LFkk;h FkhA
HR 55 B 9491½ ftls rst xfr ,oa ykijokgh ls pyk;k tk jgk Fkk] foifjr fn”kk ls cgqr rst xfr ls vk;k vkSj dkj esa tk ?kqlk A ;s nq?kZVuk ,d vU; Vªd ¼iathdj.k la[;k HR 58 A 9791½ ds pkyd dh va”knk;h ykijokgh ds dkj.k ?kfVr gqbZ] tks lM+d ij xyr <ax ls [kM+h FkhA
2-3 ?kVuk ds ifj.kkeLo:i] dSIVu daoythr flag ,oa vihydrkZ pkyd dks xaHkhj pksVsa yxhA dSIVu daoythr flag us mlh fnu vLirky esa bykt ds nkSjku ne rksM+ fn;k A vihydrkZ pkyd cp rks x;k ] exj ges”kk ds fy, viax cu x;k A
2-4 vihykFkhZ dks nnZukd pksVsa yxha ftlesa lj dh pksV (traumatic subarachnoid hemorrhage) Hkh “kkfey gS] vkSj mls blh ds pyrs hemi-craniotomy dh izfdz;k ls xqtjuk iM+k ftlesa [kksiM+h ds lkeus okyh gÏh dks gVk fn;k tkrk gSA mlds nksuksa tcM+ksa dh gfÏ;kWa Hkh VwV xbZa] ftlds pyrs mlds psgjs dh vkd`fr cny xbZA flj esa xaHkhj pksV yxus ds dkj.k] mldk ck;ka gkFk vkSj iSj Bhd ls dke ugha dj jgk FkkA vihydrkZ dks ikWaap ltZjh ls xqtjuk iM+k ] ftlds fy, mls ckj&ckj vLirky esa HkrhZ gksuk iM+kA QkWyksvi mipkj ds fy, mls] vkmVMksj is”ksaV ds :Ik esa fofHkUu rkfj[kksa ij
PGI tkuk iM+k A
2-5 08-09-2010 dks esfMdy cksMZ us vihykFkhZ dk eqY;kad.k fd;k] tkap esa ;g ik;k x;k fd
;g hemiplegia dk ekeyk gS] ;kuh “kjhj ds vk/ks fgLls dh detksjh ¼ck;ka lkbM½A
MkWDVj us ;g dgk fd vihydrkZ etnwj ds :Ik esa dke djus] ;k d`f’k dk;Z djus ;k
Mªkboj ds :Ik esa dke djus esa l{ke ugha gksxkA mldh fodykaxrk 75% ekuh x;h tks
LFkk;h FkhA
2-6 vihykFkhZ us MACT ] iapdwyk esa mu nks Vªdksa ¼ ftuds dkj.k nq?kZVuk gqbZ ½ ds ekfydksa] pkydksa ,oa muds fcek drkZ ¼ fcek daiuh ½ ds f[kykQ claim petition nk;j fd;k] vihykFkhZ us nkok fd;k fd nq?kZVuk ls igys og] MªkbZoj ds :Ik esa 10]000@& ekgokj dekrk FkkA
2-7 mRrjoknh &chek daiuh us nyhy nh fd nksuksa xkfM+;ksa ¼ ftuls nq?kZVuk gqbZ ½ ds pkydx.k oS/k Mªkbfoax ykblaslksa ds fcuk Vªdksa dks pyk jgs Fks A fcek daiuh us vius RTO dk;kZy; ¼eFkqjk] ;wih½ ds ,d Licensing clerk dks is”k fd;k ftUgksaus ;g c;ku fn;k fd bu pkydksa ds uke ls buds dk;kZy; }kjk dksbZ Mªkbfoax ykblsal ugha tkjh fd;k x;k gS A ykblsal vU; O;fDr;ksa ds uke tkjh fd, x, FksA
2-8 MACT ]iapdwyk us vokMZ fnukad 25-1-2013 ds tfj, claim petition dks eatwj fd;k rFkk 10]43]666@& :0 crkSj eqvkotk vihykFkhZ dks vnk fd;k A
MACT ]us ladfyr ekfld vk; 6000@& ¼okf’kZd 72000@&½ dks viuk vk/kkj cuk;k] D;ksafd vihykFkhZ us u rks dksbZ lcwr is”k fd;k vkSj u gh fdlh xokg ls viuh vk; dks lkfcr djus ds fy, xokgh fnyok;hA dk;kZRed fodykaxrk ds dkj.k vk; ds uqdlku dk eqY;kadu 75% ij fd;k x;k ] tks 54000@& okf’kZd cukA vihykFkhZ dh vk; dks 18 ls xq.kk djus ij] Hkfo’; dh dekbZ ds uqdlku ds e)sutj] eqvkotk dh jkf”k 9]72]000@& cuhA vihykFkhZ dks mlds pksVksa ds pyrs] dqy 10]43]666@& :0 7.5% okf’kZd C;kt lfgr] Hkqxrku fd;k x;k A tgkaW rd eqvkotk ds Hkqxrku dh ftEesnkjh dk loky gS] ;g ik;k x;k fd nksuksa
Vªdksa ds pkydksa ds ikl ?kVuk ds le; oS/k ,oa izHkkfo MªkbZfoax ykbZlsal ugha FksA urhtru MACT us la;qDr :Ik ls nksuks Vªdksa ds ekfydksa ,oa Mªkbojksa dks vihykFkhZ dk
2-7 mRrjoknh &chek daiuh us nyhy nh fd nksuksa xkfM+;ksa ¼ ftuls nq?kZVuk gqbZ ½ ds pkydx.k oS/k Mªkbfoax ykblaslksa ds fcuk Vªdksa dks pyk jgs Fks A fcek daiuh us vius RTO dk;kZy; ¼eFkqjk] ;wih½ ds ,d Licensing clerk dks is”k fd;k ftUgksaus ;g c;ku fn;k fd bu pkydksa ds uke ls buds dk;kZy; }kjk dksbZ Mªkbfoax ykblsal ugha tkjh fd;k x;k gS A ykblsal vU; O;fDr;ksa ds uke tkjh fd, x, FksA
2-8 MACT ]iapdwyk us vokMZ fnukad 25-1-2013 ds tfj, claim petition dks eatwj fd;k rFkk 10]43]666@& :0 crkSj eqvkotk vihykFkhZ dks vnk fd;k A
MACT ]us ladfyr ekfld vk; 6000@& ¼okf’kZd 72000@&½ dks viuk vk/kkj cuk;k] D;ksafd vihykFkhZ us u rks dksbZ lcwr is”k fd;k vkSj u gh fdlh xokg ls viuh vk; dks lkfcr djus ds fy, xokgh fnyok;hA dk;kZRed fodykaxrk ds dkj.k vk; ds uqdlku dk eqY;kadu 75% ij fd;k x;k ] tks 54000@& okf’kZd cukA vihykFkhZ dh vk; dks 18 ls xq.kk djus ij] Hkfo’; dh dekbZ ds uqdlku ds e)sutj] eqvkotk dh jkf”k 9]72]000@& cuhA vihykFkhZ dks mlds pksVksa ds pyrs] dqy 10]43]666@& :0 7.5% okf’kZd C;kt lfgr] Hkqxrku fd;k x;k A tgkaW rd eqvkotk ds Hkqxrku dh ftEesnkjh dk loky gS] ;g ik;k x;k fd nksuksa
Vªdksa ds pkydksa ds ikl ?kVuk ds le; oS/k ,oa izHkkfo MªkbZfoax ykbZlsal ugha FksA urhtru MACT us la;qDr :Ik ls nksuks Vªdksa ds ekfydksa ,oa Mªkbojksa dks vihykFkhZ dk
eqvkotk Hkqxrku djus dk ftEesnkj Bgjk;k A vr% fcek daiuh dks eqvkotk Hkqxrku djus dh ftEesnkjh ls eqDr dj fn;k x;k A
2-9 vihydrkZ us iatkc ,oa gj;k.kk mPp U;k;ky; esa FAO No. 10473 of 2014 QkbZy fd;k vkSj ;g vkxzg fd;k fd MACT ] }kjk fn;s x, eqvkots dks c<+k;k tk,A vius vafrfje vkns”k fnukad 11-07-2017 }kjk] gkbZ dksVZ us vihydrkZ dks ;g dgk fd og viuk eqY;kad.k ljdkjh gLirky] ls0 6] iapdqyk ds esfMdy cksMZ }kjk fQj ls djk;saA pksVksa dh izd`fr ,oa fodykaxrk izek.k i= dk vkadyu djus ds ckn] gkbZ dksVZ us viuk er ;g fn;k fd vihydrkZ dh fodykaxrk 100% gS] D;ksafd vc og fdlh rjg ls dksbZ dke djus ds yk;d ugha cpk gS rFkk ftfor jgus ds fy, og iwjh rjg ls vius ifjokj ij vkfJr gSA gkbZdksVZ us vius impugned QSlyk ,oa vkns”k fnukad 20-09-2017 ds tfj, FAO dks vkaf”kd :Ik ls eatwj djrs gq, mlds eqvkots dks c<+kdj Rs.
21,06,000/- dj fn;k A eqvkotk dks bl fy, c<+k;k x;k D;ksafd vihydrkZ dh fodykaxrk 100% Fkh vkSj oks dkbZ dke djus yk;d ugha cpk FkkA gkbZ dksVZ us vihydrkZ dh vk; ij 50% dh nj ls Future Prospects dks eatwj fd;k A mÙkjoknh &chek daiuh dks vkns”k fn;k x;k fd os igyh Qqjlr esa vihydrkZ dks eqvkots dk Hkqxrku djsa rFkk mu nksuksa Vªdksa ¼ ftudh otg ls ?kVuk gqbZ ½ ds ekfydksa ,oa Mªkbojksa ls bldh olwyh djsaA
3- ekStwnk flfoy vihy] vihydrkZ us bl fy, QkbZy dh gS fd mldh ewvkotk jk”kh dks c<+kdj
1,75,61,000/- fd;k tk,] D;ksafd oks ges”kk ds fy, fodykax gks x;k gS] ;kuh dh mldh ftaUnxh vc nw[kksa Hkjh gS] ,oa mls ,d LFkk;h attendant dh t:jr gSA
2-9 vihydrkZ us iatkc ,oa gj;k.kk mPp U;k;ky; esa FAO No. 10473 of 2014 QkbZy fd;k vkSj ;g vkxzg fd;k fd MACT ] }kjk fn;s x, eqvkots dks c<+k;k tk,A vius vafrfje vkns”k fnukad 11-07-2017 }kjk] gkbZ dksVZ us vihydrkZ dks ;g dgk fd og viuk eqY;kad.k ljdkjh gLirky] ls0 6] iapdqyk ds esfMdy cksMZ }kjk fQj ls djk;saA pksVksa dh izd`fr ,oa fodykaxrk izek.k i= dk vkadyu djus ds ckn] gkbZ dksVZ us viuk er ;g fn;k fd vihydrkZ dh fodykaxrk 100% gS] D;ksafd vc og fdlh rjg ls dksbZ dke djus ds yk;d ugha cpk gS rFkk ftfor jgus ds fy, og iwjh rjg ls vius ifjokj ij vkfJr gSA gkbZdksVZ us vius impugned QSlyk ,oa vkns”k fnukad 20-09-2017 ds tfj, FAO dks vkaf”kd :Ik ls eatwj djrs gq, mlds eqvkots dks c<+kdj Rs.
21,06,000/- dj fn;k A eqvkotk dks bl fy, c<+k;k x;k D;ksafd vihydrkZ dh fodykaxrk 100% Fkh vkSj oks dkbZ dke djus yk;d ugha cpk FkkA gkbZ dksVZ us vihydrkZ dh vk; ij 50% dh nj ls Future Prospects dks eatwj fd;k A mÙkjoknh &chek daiuh dks vkns”k fn;k x;k fd os igyh Qqjlr esa vihydrkZ dks eqvkots dk Hkqxrku djsa rFkk mu nksuksa Vªdksa ¼ ftudh otg ls ?kVuk gqbZ ½ ds ekfydksa ,oa Mªkbojksa ls bldh olwyh djsaA
3- ekStwnk flfoy vihy] vihydrkZ us bl fy, QkbZy dh gS fd mldh ewvkotk jk”kh dks c<+kdj
1,75,61,000/- fd;k tk,] D;ksafd oks ges”kk ds fy, fodykax gks x;k gS] ;kuh dh mldh ftaUnxh vc nw[kksa Hkjh gS] ,oa mls ,d LFkk;h attendant dh t:jr gSA
4- geus vihydrkZ ds odhy dh cgl lqu yh gSA lquokbZ ds nkSjku vihydrkZ dks dksVZ esa is”k fd;k x;k FkkA geus izfroknh (Insurance Company) ds odhy dks Hkh lqu fy;k gS ,oa fjdkMZ ij vk, lHkh Pleadings dk vkadyu dj fy;k gSA mu nksuksa Vªdksa ¼ ftudh otg ls ?kVuk gqbZ ½ ds ekfyd ,oa Mªkboj iwjh proceedings esa ,d ckj Hkh is”k ugha gq, A
5- geus ;g ik;k gS fd MACT ] us vihydrkZ dks ns; eqvkotk jkf”k dk fglkc ,d [k;kyh vk;
;kuh fd Rs. 6000/- izfrekg ds vuqlkj yxk;k D;ksafd mldh ¼ vihydrkZ½ dh vk; ds laca/k esa dksbZ izek.k ugha fn;k x;k A
5-1 ysfdu bl dksVZ esa vihydrkZ us vius employer }kjk fn;s x, gYQ ukek dks is”k fd;k gS] bl gYQukek ds vuqlkj ?kVuk ds le;] vihydrkZ Rs. 10,000/- eghuk dekrk Fkk A
5-2 bl gYQukek ¼ tks vihydrkZ ds employer us tek fd;s gSa ½ dh cqfu;kn ij] vihydrkZ ds ns; eqvkotk dk fglkc yxkus ds fy, ge ;g ekurs gSa fd vihydrkZ dh vk; ?kVuk ds le; Rs. 10,000/- izfrekg FkhA
5-3 vihydrkZ dh vk; Rs. 10,000/- esa vxj Future Prospect @ 50% ¼ ftls gkbZ dksVZ us eatwj fd;k gS ½ tksM+ nsrs gSa] rks vihydrkZ dh ekfld vk; Rs. 15,000/- gks tkrh gSA
5-4 ?kVuk ds le; vihydrkZ dh vk;w 23 o’kZ FkhA vxj ge 18 ls xquk djrs gSa] rks vihydrkZ dks Hkfo’; esa gksus okyh dekbZ dk tks uqdlku gqvk gS] og bl rjg gksxk&
15,000 x 12 x 18 = 32,40,000/-.
5- geus ;g ik;k gS fd MACT ] us vihydrkZ dks ns; eqvkotk jkf”k dk fglkc ,d [k;kyh vk;
;kuh fd Rs. 6000/- izfrekg ds vuqlkj yxk;k D;ksafd mldh ¼ vihydrkZ½ dh vk; ds laca/k esa dksbZ izek.k ugha fn;k x;k A
5-1 ysfdu bl dksVZ esa vihydrkZ us vius employer }kjk fn;s x, gYQ ukek dks is”k fd;k gS] bl gYQukek ds vuqlkj ?kVuk ds le;] vihydrkZ Rs. 10,000/- eghuk dekrk Fkk A
5-2 bl gYQukek ¼ tks vihydrkZ ds employer us tek fd;s gSa ½ dh cqfu;kn ij] vihydrkZ ds ns; eqvkotk dk fglkc yxkus ds fy, ge ;g ekurs gSa fd vihydrkZ dh vk; ?kVuk ds le; Rs. 10,000/- izfrekg FkhA
5-3 vihydrkZ dh vk; Rs. 10,000/- esa vxj Future Prospect @ 50% ¼ ftls gkbZ dksVZ us eatwj fd;k gS ½ tksM+ nsrs gSa] rks vihydrkZ dh ekfld vk; Rs. 15,000/- gks tkrh gSA
5-4 ?kVuk ds le; vihydrkZ dh vk;w 23 o’kZ FkhA vxj ge 18 ls xquk djrs gSa] rks vihydrkZ dks Hkfo’; esa gksus okyh dekbZ dk tks uqdlku gqvk gS] og bl rjg gksxk&
15,000 x 12 x 18 = 32,40,000/-.
5-5 gkbZ dksVZ us ;g lgh vkdyu fd;k gS fd vihydrkZ dh fodykaxrk 100% gSA vihydrkZ dks ‘hemiplegia’ fcekjh gS] ftl dh otg ls mldh ckWMh dk ck;kWa fgLlk fcYdqy Hkh dke ugha djrk gSA D;ksafd oks LFkk;h :Ik ls fodykax gks x;k ] blhfy, oks u rks “kknh djus ds yk;d jgk vkSj u gh ,d lkekU; ftUnxh xqtkjus ds dkfcyA og vc iwjh ftUnxh dekus ds yk;d ugha jgk A og vc iwjh rjg ls nwljs ij fuHkZj cu x;k gSA
Govind Yadav Vs. The New India Insurance Company Ltd. ]esa bl dksVZ us ;g ekuk fd
Þ18- gekjs fopkj ls vjfoan dqekj feJk cuke ÞU;w bafM;k ,a”;ksjsal daiuh fyfeVsm
¼lqijk½ ,oa jkt dqekj cuke vt; dqekj ¼lqijk½ esa fu/kZkfjr fd, x, fl)karksa dk lHkh izkf/kdj.kksa ,oa mPp U;k;ky;ksa }kjk vko”;d :Ik ls eqvkotk dh jkf”k dh ek=k ds fu/kkZj.k esa ikyu djuk pkfg,] tks nq?kZVuk ds mu fifM+rksa dks ns; gS] tks nq?kZVuk ds ckn LFkk;h :Ik ls ;k vLFkk;h :i ls fodykax gks tkrs gSA ;fn nq?kZVuk dk fifM+r LFk;h :Ik l fodykax gks tkrk gS] rkss u dsoy “kkfjfjd pksV
,oa mipkj ds fy, i;kZIr eqvkotk nsus ds fy, iz;kl fd;k tkuk pkfg,] cfYd mls dekbZ ds :Ik esa tks uqdlku gqvk mlds fy, Hkh ,oa ,d lkekU; ftUnxh xqtkjus esa vl{ke gks tkus ¼ tks og xqtkj ldrk Fkk] vxj nq?kZVuk u gqbZ gksrh rks ½ ds dkj.k Hkh A
K. Suresh cuke India Assurance Company Ltd. Eksa bl dksVZ us ;g ekuk gS fd %&
Þ10- ;g crkuk mYys[kfu; gS fd eqvkots dh ek=k dk fu/kZkj.k djrs le; adjudicating authority dks ?kk;y O;fDr ds d’Vksa dks /;ku esa j[kuk iM+rk
Govind Yadav Vs. The New India Insurance Company Ltd. ]esa bl dksVZ us ;g ekuk fd
Þ18- gekjs fopkj ls vjfoan dqekj feJk cuke ÞU;w bafM;k ,a”;ksjsal daiuh fyfeVsm
¼lqijk½ ,oa jkt dqekj cuke vt; dqekj ¼lqijk½ esa fu/kZkfjr fd, x, fl)karksa dk lHkh izkf/kdj.kksa ,oa mPp U;k;ky;ksa }kjk vko”;d :Ik ls eqvkotk dh jkf”k dh ek=k ds fu/kkZj.k esa ikyu djuk pkfg,] tks nq?kZVuk ds mu fifM+rksa dks ns; gS] tks nq?kZVuk ds ckn LFkk;h :Ik ls ;k vLFkk;h :i ls fodykax gks tkrs gSA ;fn nq?kZVuk dk fifM+r LFk;h :Ik l fodykax gks tkrk gS] rkss u dsoy “kkfjfjd pksV
,oa mipkj ds fy, i;kZIr eqvkotk nsus ds fy, iz;kl fd;k tkuk pkfg,] cfYd mls dekbZ ds :Ik esa tks uqdlku gqvk mlds fy, Hkh ,oa ,d lkekU; ftUnxh xqtkjus esa vl{ke gks tkus ¼ tks og xqtkj ldrk Fkk] vxj nq?kZVuk u gqbZ gksrh rks ½ ds dkj.k Hkh A
K. Suresh cuke India Assurance Company Ltd. Eksa bl dksVZ us ;g ekuk gS fd %&
Þ10- ;g crkuk mYys[kfu; gS fd eqvkots dh ek=k dk fu/kZkj.k djrs le; adjudicating authority dks ?kk;y O;fDr ds d’Vksa dks /;ku esa j[kuk iM+rk
gS ftlesa iq.kZ thou O;rhr djus esa mldh vl{kerk] lkekU; lqfo/kkvksa dk vkuan ysus esa mldh vl{kerk “kkfey gksaxh] tks og dj ldrk Fkk vxj mls pksVsa u vkrha ] rFkk mldh dekus dh tks {kerk Fkh ;k ftruk og dek ldrk Fkk mls Hkh e)sutj j[kuk iM+rk gSA blfy, ] eqvkots ds fu/kkZj.k djrs oDr U;k;kf/kdj.k
;k vnkyr dks vius n`f’Vdks.k dks O;kid j[kuk gksxkA ;g dgus dh t:jr ugha gS fd blesa dqN vuqeku ls Hkh dke pykuk iM+sxk D;ksafd eqvkots dh ek=k dks fu/kZkfjr djus ds fy, dksbZ xf.kfr; lfVdrk ;k dksbZ lfVd lq= ugha gks ldrk A eqvkots ds fu/kkZj.k esa U;k;iw.kZ eqvkotk] gha ewyHkwr dlkSVh gksuh pkfg, A jktdqekj cuke vt; dqekj ,oa vU; esa bl dksVZ us ;g ekuk fd %
ÞokLrfod dekbZ dh {kerk ij LFkk;h fodykaxrk ds vlj dk irk yxkus ds fy, rhu pj.k dh t:jr iM+rh gsSA fVªC;wuy dks igys ;g irk yxkuk gksxk fd
LFkk;h fodykaxrk ds ckotwn nkosnkj fdu xfrfof/k;ksa dks vatke ns ldrk gS vkSj
LFkk;h {kerk ds ifj.kkeLo:Ik og D;k ugha dj ldrk ¼ ;g loss of ameneties of life ds gsM ds varxZr eqvkotk nsus ds fy, Hkh izklafxd gS ½A nwljk dne nq?kZVuk ls igys mlds dke] is”k ,oa dke dh izo`fr dk irk yxkuk gS] lkFk gh mldh mej HkhA rhljk pj.k ;g irk yxkuk gS fd D;k nkosnkj
(i) fdlh Hkh rjg dh vkftfodk dekus ls iwjh rjg ls vl{ke gS ;k (ii) D;k
LFkk;h fodykaxrk ds ckotwn ] nkosnkj vHkh Hkh izHkkoh :Ik ls xfrfof/k;ksa vkSj dk;ksZs dks dj ldrk gS] tks og igys djrk Fkk ;k (iii) D;k mls viuh fiNyh xfrfof/k;ksa vkSj dk;ksZs dk fuokZg.k djus ij izfrcaf/kr fd;k x;k Fkk( ysfdu dqN nqljk dke ;k dksbZ NksVk dke dj ldrk gS] rkfd og viuk thou ;kiu dj lds A mnkgj.k ds fy, vxj fifM+r dk ck;kWa gkFk dV x;k gS] rks LFkk;h
“kkfjfjd ;k dk;kZRed fodykaxrk dk eqY;kad.k yxHkx 60% gks ldrk gSA
;fn nkosnkj ,d Mªkboj ;k c<+bZ Fkk] rks dekbZ dh {kerk dk okLrfod uqdlku yxHkx lkS izfr”kr gks ldrk gS vxj og u rks xkM+h pykus esa l{ke gS vkSj u gha
;k vnkyr dks vius n`f’Vdks.k dks O;kid j[kuk gksxkA ;g dgus dh t:jr ugha gS fd blesa dqN vuqeku ls Hkh dke pykuk iM+sxk D;ksafd eqvkots dh ek=k dks fu/kZkfjr djus ds fy, dksbZ xf.kfr; lfVdrk ;k dksbZ lfVd lq= ugha gks ldrk A eqvkots ds fu/kkZj.k esa U;k;iw.kZ eqvkotk] gha ewyHkwr dlkSVh gksuh pkfg, A jktdqekj cuke vt; dqekj ,oa vU; esa bl dksVZ us ;g ekuk fd %
ÞokLrfod dekbZ dh {kerk ij LFkk;h fodykaxrk ds vlj dk irk yxkus ds fy, rhu pj.k dh t:jr iM+rh gsSA fVªC;wuy dks igys ;g irk yxkuk gksxk fd
LFkk;h fodykaxrk ds ckotwn nkosnkj fdu xfrfof/k;ksa dks vatke ns ldrk gS vkSj
LFkk;h {kerk ds ifj.kkeLo:Ik og D;k ugha dj ldrk ¼ ;g loss of ameneties of life ds gsM ds varxZr eqvkotk nsus ds fy, Hkh izklafxd gS ½A nwljk dne nq?kZVuk ls igys mlds dke] is”k ,oa dke dh izo`fr dk irk yxkuk gS] lkFk gh mldh mej HkhA rhljk pj.k ;g irk yxkuk gS fd D;k nkosnkj
(i) fdlh Hkh rjg dh vkftfodk dekus ls iwjh rjg ls vl{ke gS ;k (ii) D;k
LFkk;h fodykaxrk ds ckotwn ] nkosnkj vHkh Hkh izHkkoh :Ik ls xfrfof/k;ksa vkSj dk;ksZs dks dj ldrk gS] tks og igys djrk Fkk ;k (iii) D;k mls viuh fiNyh xfrfof/k;ksa vkSj dk;ksZs dk fuokZg.k djus ij izfrcaf/kr fd;k x;k Fkk( ysfdu dqN nqljk dke ;k dksbZ NksVk dke dj ldrk gS] rkfd og viuk thou ;kiu dj lds A mnkgj.k ds fy, vxj fifM+r dk ck;kWa gkFk dV x;k gS] rks LFkk;h
“kkfjfjd ;k dk;kZRed fodykaxrk dk eqY;kad.k yxHkx 60% gks ldrk gSA
;fn nkosnkj ,d Mªkboj ;k c<+bZ Fkk] rks dekbZ dh {kerk dk okLrfod uqdlku yxHkx lkS izfr”kr gks ldrk gS vxj og u rks xkM+h pykus esa l{ke gS vkSj u gha
dkjisaVjh djus esa l{ke gSa A nwljh rjQ] vxj nkosnkj ljdkjh lsok esa ,d DydZ
Fkk] mlds ck;sa gkFk [kRe gks tkus ls mldh ukSdjh ugha tk ldrh vkSj og dydZ ds in ij dke dj ldrk gS ,oa bl fLFkfr esa dekbZ dh {kerk dk uqdlku
100% ugha ekuk tk,xk tSls fd Mªkboj ;k c<+bZ ds dsl esa gksrk gS] u gha dekbZ dh {kerk dk uqdlku 60% ekuk tk,xk] tks fd okLrfod “kkfjfjd fodykaxrk gS] cfYd bl ls Hkh dgha deA okLro esa] ;fn nkosnkj ljdkjh ukSdjh esa cjdjkj jgrk gS rks ÞHkfo’; dh dekbZ ds uqdlkuÞ ds rgr fdlh Hkh eqvkots dks nsus dh vko”;drk ugha gS] gkykWafd ,d gkFk xaokus ds QyLo:Ik mls ‘loss of amenities’ ds gsM ds rgr eqvkotk fn;k tk ldrk gSA dHkh dHkh ?kk;y nkosnkj dks lsok esa tkjh j[kk tk ldrk gS] ysfdu ,slk Hkh gks ldrk gS fd og in ;k ukSdjh ls tqM+s drZO;ksa dk fuokZgu viuh fodykaxrk ds dkj.k djus ds fy, mi;qDr u gks] ¼tks og igys djrk Fkk½ rFkk blhfy, mls fdlh vU; mi;qDr ysfdu NksVs iksLV ¼de rU[kkg okyh½ ij yxk;k tk ldrk gS] ,oa bl fLFkfr esa mldh deh gqbZ dekus dh {kerk dks /;ku esa j[krs gq, ÞHkfo’; dh dekbZ dh {kerk ds uqdlkuÞ ds rgr ,d flfer eqvkotk dk izko/kku gksuk pkfg,A
;g /;ku nsus ;ksX; ckr gS fd tc Hkfo’; dh dekbZ dh {kerk ds uqdlku dks
100% ekudj ¼ ;k 50% ls vf/kd dqN Hkh ½ eqvkotk fn;k tkrk gS rks fQj vyx ls Þlqfo/kkvksa ds uqdlkuÞ ds rgr ;k ÞftUnxh ds vjeku ds uqdlkuÞ ds rgr eqvkotk nsus dh t:jr ugha jg tkrh] rFkk QyLo:Ik flQZ ,d Vksd.k ;k ukeek= jkf”k crkSj eqvkotk lqfo/kkvksa ds uqdlku] ds rgr ;k ftUnxh ds vjeku ds uqdlku ds rgr fn;k tk ldrk gS] vU;Fkk eqvkotk ds Hkqxrku esa duplication gks ldrk gS] pkgs tks Hkh gks A
5-6 ekStwnk dsl esa] ;g fLFkfr Lohdkj yh xbZ gS fd vihykFkhZ ds fy, ;g laHko ugha gS fd og Mªkboj ds rkSj ij ukSdjh djs ;k fdlh Hkh rjg dk dke] pkgs og d`f’k ls lacaf/kr gks]
;k eSuqvy yscj odZ gks] ugha dj ldrkA bl lanHkZ esa gkbZ dksVZ us mldh dk;kZRed fodykaxrk dks 100% vkadk gS] tks fd fcYdqy lgh gS tgkW rd mldh dekbZ djus dh {kerk dk loky gSA blhfy, vihykFkhZ
Fkk] mlds ck;sa gkFk [kRe gks tkus ls mldh ukSdjh ugha tk ldrh vkSj og dydZ ds in ij dke dj ldrk gS ,oa bl fLFkfr esa dekbZ dh {kerk dk uqdlku
100% ugha ekuk tk,xk tSls fd Mªkboj ;k c<+bZ ds dsl esa gksrk gS] u gha dekbZ dh {kerk dk uqdlku 60% ekuk tk,xk] tks fd okLrfod “kkfjfjd fodykaxrk gS] cfYd bl ls Hkh dgha deA okLro esa] ;fn nkosnkj ljdkjh ukSdjh esa cjdjkj jgrk gS rks ÞHkfo’; dh dekbZ ds uqdlkuÞ ds rgr fdlh Hkh eqvkots dks nsus dh vko”;drk ugha gS] gkykWafd ,d gkFk xaokus ds QyLo:Ik mls ‘loss of amenities’ ds gsM ds rgr eqvkotk fn;k tk ldrk gSA dHkh dHkh ?kk;y nkosnkj dks lsok esa tkjh j[kk tk ldrk gS] ysfdu ,slk Hkh gks ldrk gS fd og in ;k ukSdjh ls tqM+s drZO;ksa dk fuokZgu viuh fodykaxrk ds dkj.k djus ds fy, mi;qDr u gks] ¼tks og igys djrk Fkk½ rFkk blhfy, mls fdlh vU; mi;qDr ysfdu NksVs iksLV ¼de rU[kkg okyh½ ij yxk;k tk ldrk gS] ,oa bl fLFkfr esa mldh deh gqbZ dekus dh {kerk dks /;ku esa j[krs gq, ÞHkfo’; dh dekbZ dh {kerk ds uqdlkuÞ ds rgr ,d flfer eqvkotk dk izko/kku gksuk pkfg,A
;g /;ku nsus ;ksX; ckr gS fd tc Hkfo’; dh dekbZ dh {kerk ds uqdlku dks
100% ekudj ¼ ;k 50% ls vf/kd dqN Hkh ½ eqvkotk fn;k tkrk gS rks fQj vyx ls Þlqfo/kkvksa ds uqdlkuÞ ds rgr ;k ÞftUnxh ds vjeku ds uqdlkuÞ ds rgr eqvkotk nsus dh t:jr ugha jg tkrh] rFkk QyLo:Ik flQZ ,d Vksd.k ;k ukeek= jkf”k crkSj eqvkotk lqfo/kkvksa ds uqdlku] ds rgr ;k ftUnxh ds vjeku ds uqdlku ds rgr fn;k tk ldrk gS] vU;Fkk eqvkotk ds Hkqxrku esa duplication gks ldrk gS] pkgs tks Hkh gks A
5-6 ekStwnk dsl esa] ;g fLFkfr Lohdkj yh xbZ gS fd vihykFkhZ ds fy, ;g laHko ugha gS fd og Mªkboj ds rkSj ij ukSdjh djs ;k fdlh Hkh rjg dk dke] pkgs og d`f’k ls lacaf/kr gks]
;k eSuqvy yscj odZ gks] ugha dj ldrkA bl lanHkZ esa gkbZ dksVZ us mldh dk;kZRed fodykaxrk dks 100% vkadk gS] tks fd fcYdqy lgh gS tgkW rd mldh dekbZ djus dh {kerk dk loky gSA blhfy, vihykFkhZ
dks vk; vftZr djus dh {kerk esa uqdlku ds fy, Rs. 32,40,000/- vokZM fd;k tkrk gSA
5-7 ge ;g Hkh ekurs gSa fd vihykFkhZ dks mlds bykt ds [kpsZ ds fy, fn;k x;k eqvkotk vR;f/kd vi;kZIr gSA vihykFkhZ ds ikWap vkWijs”kUl gq, gSa( ftuesa flj esa yxh xaHkhj pksV dh ,d ltZjh vkSj ,d xys dh ltZjh Hkh “kkfey gSaA gkWLihVy esa yxkrkj HkrhZ jgus] vkWijs”kUl ,oa fpfdRlk mipkj ds fy, vihykFkhZ dks u rks MACT vkSj u gha gkbZ dksVZ
}kjk dksbZ jkf”k iznku dh xbZ gS A dsl ds rF;ksa ,oa gkykr dks ns[krs gq, gkWLihVykbts”ku ,oa medical expenses ds fy, vihykFkhZ dks ,d eq”r jkf”k Rs. 7,50,000/- dk Hkqxrku djuk mfpr ,oa equkflc gksxk A
5-8 vihykFkhZ dks gekjs lkeus is”k fd;k x;k A og vR;ar n;uh; voLFkk esa FkkA mlds
[kksiM+h ds lkeus dh gÏh ds gV tkus ds dkj.k mlds flj dk vk/kk Hkkx vanj /kal x;k
FkkA blds vykok] mlds xys esa ,d xgjk xksykdkj phjk yx x;k FkkA mldk “kjhj vfLFkj voLFkk esa FkkA og dkWai jgk FkkA vihydrkZ dks hemiplegia chekjh Hkh gks xbZ gS] ftlds pyrs mlds “kjhj dk ck;kWa Hkkx Bhd ls dke ugha dj jgk gS A
5-9 vihydrkZ dh nqcZy voLFkk dks ns[kk tk,] rks dksbZ Hkh jkf”k mldh HkjikbZ ugha dj ldrk
A og 22 lky dh mez ls bl voLFkk esa gS] tc ;g ?kVuk gqbZ FkhA og iwjh ftUnxh blh voLFkk esa jgsxkA vihydrkZ vc ,d lkekU; “kknh “kqnk ftUnxh Hkh ugha xqtkj ldrk A mls le; le; ij fpfdRlk lgk;rk dh t:jr gksxhA pwWadh vc og iwjh rjg ls ,d
5-7 ge ;g Hkh ekurs gSa fd vihykFkhZ dks mlds bykt ds [kpsZ ds fy, fn;k x;k eqvkotk vR;f/kd vi;kZIr gSA vihykFkhZ ds ikWap vkWijs”kUl gq, gSa( ftuesa flj esa yxh xaHkhj pksV dh ,d ltZjh vkSj ,d xys dh ltZjh Hkh “kkfey gSaA gkWLihVy esa yxkrkj HkrhZ jgus] vkWijs”kUl ,oa fpfdRlk mipkj ds fy, vihykFkhZ dks u rks MACT vkSj u gha gkbZ dksVZ
}kjk dksbZ jkf”k iznku dh xbZ gS A dsl ds rF;ksa ,oa gkykr dks ns[krs gq, gkWLihVykbts”ku ,oa medical expenses ds fy, vihykFkhZ dks ,d eq”r jkf”k Rs. 7,50,000/- dk Hkqxrku djuk mfpr ,oa equkflc gksxk A
5-8 vihykFkhZ dks gekjs lkeus is”k fd;k x;k A og vR;ar n;uh; voLFkk esa FkkA mlds
[kksiM+h ds lkeus dh gÏh ds gV tkus ds dkj.k mlds flj dk vk/kk Hkkx vanj /kal x;k
FkkA blds vykok] mlds xys esa ,d xgjk xksykdkj phjk yx x;k FkkA mldk “kjhj vfLFkj voLFkk esa FkkA og dkWai jgk FkkA vihydrkZ dks hemiplegia chekjh Hkh gks xbZ gS] ftlds pyrs mlds “kjhj dk ck;kWa Hkkx Bhd ls dke ugha dj jgk gS A
5-9 vihydrkZ dh nqcZy voLFkk dks ns[kk tk,] rks dksbZ Hkh jkf”k mldh HkjikbZ ugha dj ldrk
A og 22 lky dh mez ls bl voLFkk esa gS] tc ;g ?kVuk gqbZ FkhA og iwjh ftUnxh blh voLFkk esa jgsxkA vihydrkZ vc ,d lkekU; “kknh “kqnk ftUnxh Hkh ugha xqtkj ldrk A mls le; le; ij fpfdRlk lgk;rk dh t:jr gksxhA pwWadh vc og iwjh rjg ls ,d
dependent O;fDr cu x;k gS] vr% mls iwjh ftUnxh ,d attendant dh t:jr iM+sxh A bu uk dkfcys rjnhn rF;ksa dks ns[krs gq,] ge ;g le>rs gSa fd fpfdRlk O;;
,oa attendant charge ds rkSj ij] vihydrkZ dks ,d eq”r jkf”k Rs. 10,00,000/- eqvkotk fn;k tk,A
6- mijksDr ppkZ ds e)sutj vihydrkZ fuEufyf[kr jkf”k;kWa ikus dk gdnkj gS A i) vihydrkZ ds ekfld osru Rs. 10,000/- P.M dks ekurs gq, ,oa Future Prospects
50% eatwj djrs gq,] vihydrkZ dks Hkfo’; dh dekbZ ds :Ik esa gq, uqdlku dh HkjikbZ ds fy, Rs. 32,40,000/- vokZM fd;k tk,xk A ii) ikWap vkWijs”kUl ,oa esfMdy VªhVesaV ds pyrs ckj&ckj vLirky esa HkrhZ gksus ,oa fpfdRlk
[kpkZ ds :i esa Rs. 7,50,000/- vokMZ fd;k tk,xk A iii) Hkfo’; esa gksus okys fpfdRlk O;; rFkk attendant charge ds :Ik esa Rs. 10,00,000/- vokMZ fd;k tk, A iv) mPp U;k;ky; }kjk eatwj fd;k x;k 9% C;kt] Dyse ihfV”ku ls olwyh dh rjh[k rd A
7- tgkWa rd ns; eqvkots ds Hkqxrku dh ftEesnkjh dk loky gS] ge mPp U;k;ky; ds [;ky dh iqf’V djrs gSa fd mRrjnkrk & chek daiuh ij eqvkotk Hkqxrku djus dh ftEesnkjh vk;sn ugha gksrh] D;ksafd Regional Transport Office us lcwr is”k dj ds ;g lkfcr dj fn;k gS fd nksuksa xkfM+;ksa ¼ftuds }kjk ?kVuk gqbZ Fkh ½ ds pkyd voS/k Mªkbfoax ykblsal ds vk/kkj ij xkM+h
,oa attendant charge ds rkSj ij] vihydrkZ dks ,d eq”r jkf”k Rs. 10,00,000/- eqvkotk fn;k tk,A
6- mijksDr ppkZ ds e)sutj vihydrkZ fuEufyf[kr jkf”k;kWa ikus dk gdnkj gS A i) vihydrkZ ds ekfld osru Rs. 10,000/- P.M dks ekurs gq, ,oa Future Prospects
50% eatwj djrs gq,] vihydrkZ dks Hkfo’; dh dekbZ ds :Ik esa gq, uqdlku dh HkjikbZ ds fy, Rs. 32,40,000/- vokZM fd;k tk,xk A ii) ikWap vkWijs”kUl ,oa esfMdy VªhVesaV ds pyrs ckj&ckj vLirky esa HkrhZ gksus ,oa fpfdRlk
[kpkZ ds :i esa Rs. 7,50,000/- vokMZ fd;k tk,xk A iii) Hkfo’; esa gksus okys fpfdRlk O;; rFkk attendant charge ds :Ik esa Rs. 10,00,000/- vokMZ fd;k tk, A iv) mPp U;k;ky; }kjk eatwj fd;k x;k 9% C;kt] Dyse ihfV”ku ls olwyh dh rjh[k rd A
7- tgkWa rd ns; eqvkots ds Hkqxrku dh ftEesnkjh dk loky gS] ge mPp U;k;ky; ds [;ky dh iqf’V djrs gSa fd mRrjnkrk & chek daiuh ij eqvkotk Hkqxrku djus dh ftEesnkjh vk;sn ugha gksrh] D;ksafd Regional Transport Office us lcwr is”k dj ds ;g lkfcr dj fn;k gS fd nksuksa xkfM+;ksa ¼ftuds }kjk ?kVuk gqbZ Fkh ½ ds pkyd voS/k Mªkbfoax ykblsal ds vk/kkj ij xkM+h
pyk jgs FksA ;g uksV djuk Hkh izklafxd gS fd offending trucks ds ekfyd ,oa pkyd bl dsl dh dk;Zokgh ds fdlh Hkh LVst ij ¼ c”keqy ;g dksVZ ½ is”k ugha gq, gSaA
7-1 Shamana & Ors. V. The Divisional Manager, The oriental Insurance Co.
Ltd. & Ors. esa bl U;k;ky; us ;g ekuk gS fd vxj offending vehicle dk Mªkboj ds ikl oS/; Mªkbfoax ykblsUl ugha gS rks ‘Pay and recover’ ds fl)kar ds rgr chek daiuh dks fifM+r dks Hkqxrku djus dk vkns”k fn;k tk ldrk gS ,oa mlds ckn og offending vehicle ds ekfyd ls jkf”k dh olwyh djs A
7-2 vr% ge ;g mfpr le>rs gSa ,oa chek daiuh dks ;g vkns”k nsrs gSa fd og eqvkots dh c<+h gqbZ jkf”k dk Hkqxrku ¼ tks iSjk 6 esa of.kZr gS½ vihykFkhZ dks 12 gQrksa ds vanj ¼ bl QSlys dh rkjh[k ls ½ djsA chek daiuh dks ;g vkns”k fn;k tkrk gS fd vihydrkZ ds uke ls ,d fMekaM Mªk¶V tkjh djs ftldk bLrseky mldh ftUnxh ds ns[kHkky ds fy, gks ldsA mRrjnkrk
& chek daiuh dks ;g gd gS fd og bl jkf”k dh olwyh offending vehicles ds Mªkboj ,oa ekfyd ls djsA flfoy vihy dks mi;qZDr “krksZa ds lkFk eatwj fd;k tkrk gSA lHkh nj[kkLrsa] vxj dksbZ gS] rnkuwlkj fuiVk, tkrs gSa A
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7-1 Shamana & Ors. V. The Divisional Manager, The oriental Insurance Co.
Ltd. & Ors. esa bl U;k;ky; us ;g ekuk gS fd vxj offending vehicle dk Mªkboj ds ikl oS/; Mªkbfoax ykblsUl ugha gS rks ‘Pay and recover’ ds fl)kar ds rgr chek daiuh dks fifM+r dks Hkqxrku djus dk vkns”k fn;k tk ldrk gS ,oa mlds ckn og offending vehicle ds ekfyd ls jkf”k dh olwyh djs A
7-2 vr% ge ;g mfpr le>rs gSa ,oa chek daiuh dks ;g vkns”k nsrs gSa fd og eqvkots dh c<+h gqbZ jkf”k dk Hkqxrku ¼ tks iSjk 6 esa of.kZr gS½ vihykFkhZ dks 12 gQrksa ds vanj ¼ bl QSlys dh rkjh[k ls ½ djsA chek daiuh dks ;g vkns”k fn;k tkrk gS fd vihydrkZ ds uke ls ,d fMekaM Mªk¶V tkjh djs ftldk bLrseky mldh ftUnxh ds ns[kHkky ds fy, gks ldsA mRrjnkrk
& chek daiuh dks ;g gd gS fd og bl jkf”k dh olwyh offending vehicles ds Mªkboj ,oa ekfyd ls djsA flfoy vihy dks mi;qZDr “krksZa ds lkFk eatwj fd;k tkrk gSA lHkh nj[kkLrsa] vxj dksbZ gS] rnkuwlkj fuiVk, tkrs gSa A
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vLohdj.k% {ks=h; Hkkk’kk esa vuqokfnr fu.Zk; ls vk”k; dsoy i{kdkjksa dks mudh viuh Hkk’kk esa le>us ds fy, gS ,oa bldk iz;ksx fdlh vU; m)s”; ds fy, ugha fd;k tk ldsxkA lHkh O;ogkfjd ,oa dk;kZy;hu m)s”;ksa ds fy, fu.kZ; dk vaxzsth laLdj.k gha izekf.kr gksxk rFkk fu’iknu vkSj fdz;kUo;u ds m)s”; ds fy, izHkkoh ekuk tk,xk A
Disclaimer:-The translated
Disclaimer:-The translated
JUDGMENT
in vernacular language is meant for the restricted use of the litigant to understand it in his/her language and may not be used for any other purpose. For all practical and official purposes, the English version of the Judgment shall be authentic and shall hold the field for the purpose of execution and implementation.
Translated by Syed Kashif Raza Sabri, Translator. Typed by Neeraj Kumar Mishra. Senior Assistant.
Translated by Syed Kashif Raza Sabri, Translator. Typed by Neeraj Kumar Mishra. Senior Assistant.