IFFCO-TOKIO GENERAL INSURANCE COMPANY LTD v. M/s NEW INDIA DETERGENTS LTD.

Supreme Court of India · 06 May 2022
Uday Umesh Lalit; S. Ravindra Bhat; Pamidighantam Sri Narasimha
CIVIL APPEAL NO.3473 OF 2022
consumer appeal_dismissed

AI Summary

The Supreme Court dismissed the insurance company's appeal, holding that the exclusion clause did not exempt it from paying storage charges awarded by the consumer forum.

Full Text
Translation output
IN THE SUPREME COURT OF INDIA
CIVIL APPELLATE JURISDICTION
CIVIL APPEAL NO.3473 OF 2022
IFFCO-TOKIO GENERAL INSURANCE COMPANY LTD. Appellant
VERSUS
M/s NEW INDIA DETERGENTS LTD. & ANR. Respondents
The instant statutory appeal is directed against the
ORDER
and order dated 14.02.2022 passed by the
National Consumer Disputes Redressal Commission, New Delhi (“the Commission” for short) in Consumer
Complaint No.2042 of 2016.
Accepting the claim raised by the complainant, the
Commission directed the appellant to pay to the complainant a sum of Rs.80,18,944/- towards storage charges within eight weeks from the date of order passed by the Commission,
was directed to pay interest on that amount @ 9% per annum.
Mr. Shivam Singh, learned Advocate appearing for the appellant has invited our attention to Clause 6.1 of the concerned Insurance Policy to submit that there was a total ‘Exclusion’ and the insurance company would not be liable.
With his able assistance, we have gone through the entire record.
We affirm the view taken by the Commission that the matter would not be covered by the ‘Exclusion
Clause” in terms of Clause 6.1 of the Policy. In the circumstances, the order passed by the Commission does not call for any interference.
Since the matter is devoid of any merit, even though it is a statutory appeal, we see no reason to entertain the appeal. The appeal is, accordingly, dismissed.
The time granted by the Commission is however extended by a further period of six weeks and the interest shall become payable if the amount is not paid within six weeks from today. ............................J.
(UDAY UMESH LALIT)
(S. RAVINDRA BHAT)
(PAMIDIGHANTAM SRI NARASIMHA)
New Delhi, May 06, 2022